Your Money, On Autopilot
Send your expenses through WhatsApp. AI analyzes your patterns, delivers smart insights in-chat, and turns your finances into a game you actually want to play.
How kNexo works
Three steps. No app to download. No spreadsheets. Just WhatsApp.
Text your expenses
Send a message like "Coffee $4.50" or snap a receipt photo. kNexo understands natural language and categorizes everything automatically.
Get AI insights
Your AI copilot spots trends, warns you before you overspend, finds subscriptions you forgot about, and suggests personalized savings goals.
Level up your finances
Complete missions, earn streaks, climb the leaderboard. Healthy money habits become second nature when they feel like a game.
Start free. Scale when you're ready.
Save 20% with annual billing. Same numeric value across all currencies.
Start organizing your finances today. No artificial limits.
- Unlimited transactions
- Unlimited AI categorization
- Unlimited daily missions and challenges
- Full reports and dashboards
- Reward Store / gamification
- WhatsApp logging (quick send)
- Financial diagnosis at setup
AI that takes you out of autopilot. Insights, kNexo Copilot, and goal actions.
- Everything in Free
- Custom categories
- kNexo Copilot (AI chat + goal actions)
- Smart Insights (automatic pattern analysis)
- WhatsApp 2-way (insights and missions in chat)
Everything in Pro + the whole family's finances in one place.
- Everything in Pro
- Up to 6 family members
- Shared goals
- Family reports
- Invitations by link
- Joint progress dashboard
Free forever, no credit card needed.
From our blog
See all articles →A hands-on comparison of the top AI-powered budgeting tools available right now.
Practical strategies that remove friction and make budgeting automatic.
How to save over $1,300 in a year with a simple weekly habit.